The next few months at Fold

Avatar of Nishant Verma

Nishant Verma

Co-Founder, Head of Design

The next few months for us are all about filling the gaps, tightening loose ends, and shipping the most requested features. At Fold, our north star has always been coverage and accuracy.

  • Coverage is about how much financial data we can bring together under one roof.
  • Accuracy is about how precisely that data is presented across features and charts.

We’ve been listening closely to what you need, and here’s what’s coming.


Improving Accuracy

We want your numbers to always feel trustworthy, no matter how you slice them. That’s why we’re rolling out improvements across core features:

  • Cash Flow widget – clearer breakdown and filtering of incoming, outgoing and investments.

  • Refund management – link multiple refunds to a transaction and count only the leftover in cash flow.

  • Contacts & merchant management – cleaner, smarter organization.

  • Recurring management – greater flexibility with:

    • Pause, stop, or delete recurring items
    • Change frequency with ease
    • Add OR conditions for merchants
  • Split transactions – link splits directly to recurring cycles.

  • Multi-email support for credit card connections.


Expanding Coverage

The more financial touchpoints Fold covers, the more powerful your insights become. Coming soon:

  • EPF connections
  • Gold
  • Crypto
  • Wallets
  • CIBIL integration under credit reports
  • Connect add-ons & American Express cards

Two Big Parallel Tracks

Alongside these feature updates, we’re also tackling two major initiatives:

  1. Web App – moving it out of alpha and giving it full feature parity with our mobile app.
  2. Radar (AI) – our AI feature, currently available to a small test group, will soon roll out to everyone. Radar is designed to give you a deeper, more proactive understanding of your finances.

What This Means for You

The updates coming over the next few months are about making Fold tighter, more reliable, and more complete. We’re closing the loop on the details while also taking big steps forward on the web and with AI.

This is the Fold we’ve always envisioned, where every rupee, every transaction, every account, and every insight lives together, with the accuracy you can depend on.