Banking can, might probably should be better.

It’s easier now to tap open a bank app and glance at your bank balance. But a bank should help you do more than just that.

Control

Set daily, weekly and monthly budgets.
Fold reminds you to keep your spendings in check once you’re nearing your limit.

Fold08:00 AM
It’s a new day! Take a few minutes to budget.Tap here to set spending limits for today. Ignore to use your presets.
Fold07:35 PM
You’re nearing your weekly limit.You are ₹1,500 away from exhausting your weekly budget.
Fold08:00 AM
It’s a new day! Take a few minutes to budget.Tap here to set spending limits for today. Ignore to use your presets.

Manage

Measure what matters.
It’s your money, know exactly where it’s coming from and where it is going.

Fold05:30 PM
You spent ₹125 at Chai Point.You have spent ₹833 today, new balance is ₹49,595.
Fold11:00 PM
You spent ₹833 on cabs this week.Tap here to track and manage your other spendings.
Fold05:30 PM
You spent ₹125 at Chai Point.You have spent ₹833 today, new balance is ₹49,595.

Save

Set and reach your saving goals.
Put your money in Gullaks, Fold will save your leftover budget in chosen Gullaks.

Fold05:30 PM
₹5 added to your Vacation Gullak!Your recent purchase of ₹595 was rounded & the leftover was added to your chosen Gullak.
Fold03:30 PM
It’s payday! Let’s sort your salary.Put the coming money into Gullaks and set budgets?
Fold05:30 PM
₹5 added to your Vacation Gullak!Your recent purchase of ₹595 was rounded & the leftover was added to your chosen Gullak.

Grow

Plan, invest and grow your money.
Fold helps you make informed investments, starting from as low as ₹100.

Fold09:30 AM
It's SIP day!Don't forget! Tap here to pay your February 2020 SIP.
Fold05:30 PM
Planning to rebalance your portfolio?Recommendations for January, 2020 are in. Tap here to explore and rebalance.
Fold09:30 AM
It's SIP day!Don't forget! Tap here to pay your February 2020 SIP.

Introducing the Fold card

Powerfully, yours.
Abhishek's Fold debit card

  • Cashback.

    Earn instant cashback on every purchase you make. Experience the simplicity of a debit card with benefits of a credit card.

  • No fees, none!

    No “maintenance charges”, or “SMS charges”, or “we want to make billions from hidden costs” charges. In short, no fees, ever.

  • Full control.

    If lost, turn off your Fold card with a tap. Set spending caps & get instant notification on each purchase. Turn it on once you find it under the sofa.

Fold card initially is an exclusive add-on for the first 1,000 people in the waitlist.

Fold goes live in 2021. We want to invite you to experience Fold before we make it live for everyone.

A financially aware and empowered India.

We are living in a time 10 years ahead of the technologies that manage our finances. No more.

At Fold, we are building a bank for the digital generation. We are building a bank that profits with you and not on you. We’re building a bank with unmatched support, a bank that never goes on a lunch break. We’re building Fold with transparency and privacy as our topmost values. It’s your money. You should know where it’s coming from, where it is going, and everything you can do to make it grow.

Help us build a
bank that will
never go on a
lunch break.

We’re trying to understand the spending, saving, and investing habits of young India. Schedule a 15 minutes call to help us create the kind of banking experience India deserves. For your help, we will make sure you’re one of the firsts to receive the Fold card.