India, let's change the way we bank.
Fold is a digital-only bank that's transparent, fast and powerful.
Fold goes live in 2021. We want to invite you to experience Fold before we make it live for everyone.
Banking can, might probably should be better.
It’s easier now to tap open a bank app and glance at your bank balance. But a bank should help you do more than just that.
Control
Set daily, weekly and monthly budgets.
Fold reminds you to keep your spendings in check once you’re nearing your limit.


Manage
Measure what matters.
It’s your money, know exactly where it’s coming from and where it is going.
Save
Set and reach your saving goals.
Put your money in Gullaks, Fold will save your leftover budget in chosen Gullaks.


Grow
Plan, invest and grow your money.
Fold helps you make informed investments, starting from as low as ₹100.
Introducing the Fold card
Powerfully, yours.
Cashback.
Earn instant cashback on every purchase you make. Experience the simplicity of a debit card with benefits of a credit card.
No fees, none!
No “maintenance charges”, or “SMS charges”, or “we want to make billions from hidden costs” charges. In short, no fees, ever.
Full control.
If lost, turn off your Fold card with a tap. Set spending caps & get instant notification on each purchase. Turn it on once you find it under the sofa.
Fold card initially is an exclusive add-on for the first 1,000 people in the waitlist.
Fold goes live in 2021. We want to invite you to experience Fold before we make it live for everyone.
A financially aware and empowered India.
We are living in a time 10 years ahead of the technologies that manage our finances. No more.
At Fold, we are building a bank for the digital generation. We are building a bank that profits with you and not on you. We’re building a bank with unmatched support, a bank that never goes on a lunch break. We’re building Fold with transparency and privacy as our topmost values. It’s your money. You should know where it’s coming from, where it is going, and everything you can do to make it grow.