colorful illustration drawn in hand drawn showing empty tea glass, coin, pizza etc

Be 😜painfully aware.

Fold securely connects to your Bank accounts and gives a clear picture of your finances. So you can make better decisions and lead a healthier financial life.

Download iOS app

Currently in invite only Beta

QR code to download the app from app store
Upper frame of iphone with a locked icon on top against the black screen

Fold establishes connection to your Banks through the Government regulated Account Aggregator Framework. OTP is required to connect bank accounts, see the list of banks that support Fold.

Screenshot of Fold Track web app, it shows dashboard with navbar items like toggle random data, cmd+k search etc, and main section has three columns - left columns has calendar view with upcoming recurring transactions reminders. center columns has cumulative cash widget in first row which shows trend of your savings for last 30 days in a simple chart, and another row has multiple cards each with different bank account details with copy and download account statement buttons. Right card shows list of recent transactions with merchant name, amount. timestamp and category for this is hidden by ios app screenshot overlay
Screenshot of Fold Track ios App, it is wrapped by iPhone 14 frame. in the app it shows home view with navbar with menu items home, transactions, you, and tips. In the home view two widgets are in the view, first widget Total Balance shows total balance in rupees with a mini graph toh show trend of total balance over the time. it also shows the bank accounts which are used to calculate this amount with their individual balances in small pills. Second widget is Bank Accounts widget showing State Bank of india with name and logo with account number, current balance, and last 3 transactions. both widgets have settings button to customize them
Screenshot of Fold Track web app, it shows dashboard with navbar items like toggle random data, cmd+k search etc, and main section has three columns - left columns has calendar view with upcoming recurring transactions reminders. center columns has cumulative cash widget in first row which shows trend of your savings for last 30 days in a simple chart, and another row has multiple cards each with different bank account details with copy and download account statement buttons. Right card shows list of recent transactions with merchant name, amount. timestamp and category for this is hidden by ios app screenshot overlay
Screenshot of Fold Track ios App, it is wrapped by iPhone 14 frame. in the app it shows home view with navbar with menu items home, transactions, you, and tips. In the home view two widgets are in the view, first widget Total Balance shows total balance in rupees with a mini graph toh show trend of total balance over the time. it also shows the bank accounts which are used to calculate this amount with their individual balances in small pills. Second widget is Bank Accounts widget showing State Bank of india with name and logo with account number, current balance, and last 3 transactions. both widgets have settings button to customize them

Stop recording expenses
manually.

No Email scraping

No SMS scraping

It’s easy to forget, fall off the wagon, and miss. It’s hard to be diligent with expense tracking when you have to do it manually. Fold automatically pulls your expenses from your Bank accounts and categorises them. So you can relax and focus on things that are more important than tracking expenses.

More than a row in a spreadsheet.

Not just the numbers, but the story as well

Search. Recall
Filter

Coffee
  • Incoming
  • Outgoing
  • Tags
  • Today
  • This month
  • This week
SendhoorToday, 11:30 AM

-45

restaurant IconFood & drinks

Just type in McDonald's for example and see all the times you have spent at McDonald's. Then type Gym Membership, realise there's no such transactions. Look yourself in the mirror, stop eating from McDonald's so much.

Inform &
Delight.

Understand your financial health without drowning in numbers. Each nosedive, each swooping rise and each calm plateau gives real actionable insights. Take decisions, backed by Fold.

  • Cash flow keeps spending in check.
  • Gain deeper insights with powerful tools.
  • Balance trends helps make better decisions
Padlockhttps://app.fold.money
Coming soon

Never visit your Bank’s website again.

As great as our bank’s infrastructures are, they still haven’t caught up with the rest of the industry, software wise. Good thing, they don’t have to anymore.

mockup of fold web app showing features like past and upcoming recurring transactions and cash flow chart

IFSC code

HDFC0002233

Expire Link

In one week

Password Protect

Share Statement

Download and Share Bank Statements without losing your data and temper.

Swift BIC

ICICNBBCTS

IFSC Code

ICIC0003168

Evict important Bank details from your notes app.

Mockup of cashflow chart tools showing colored labels for incoming, outgoing and invested

Corporations wish for the Cash Flow management tools we made for you.

E.g. spent on Swiggy this month...

Cmd + K and other missing modern tools.

Illustration of a 5000 rupee note in copper color with ANXIETY written it in bold letter across the note

Our Goal
To separate anxiety from money.

Tom & Jerry, Jim & Pam, Chai & Biscuit are examples of desirable pairs. An example of undesirable pair is money & anxiety. Does it have to be this way? What can software and good design in their limited reach do to decimate the pair? This is the question we asked ourselves.

Read our manifesto

You know,
It’s just money, after-all.

An equal source of stress, and joy. Exhilaration and anxiety, a centrepiece for most of our spinning around in lives. A belief ingrained from childhood, that money is complex, you’re not enough to handle it. But a few good habits, some restraint, awareness, and tools that don’t make you feel dumb have the power to change that.

Illustration of a silver coin falling, coin has no amount and it shows 6 stages of falling with slightly rotated after each stage
QR code to download the app from app store